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The Online Money Ladder

Terms

Last updated 5 November 2026

These terms cover buying from and using The Online Money Ladder, run by a UK based sole trader. By buying a product or service, you agree to them.

What we sell

No guarantee of results

Our guides and services teach a method. We can't guarantee any income, sales, followers or other results. What you get out of it depends on your own work, your idea, your market and factors outside our control. Any figures we share are examples or our own real numbers, and they aren't a promise of what you'll make.

Prices and payment

Prices are shown in pounds sterling. The price shown is the price you pay: no VAT is added.

Refunds

See our Refund Policy.

Support and messages

Support levels differ by product, as described on each product page. We reply to messages ourselves and aim to be helpful, but we don't promise a response within a set time unless the product page says so.

Your licence to use the guides

When you buy a guide, you can use it for your own learning and your own business. Please don't resell, share, copy or publish it, in full or in part.

Not financial advice

Our content is general education about building an online business. It isn't financial, legal or tax advice. Speak to a qualified professional about your own situation.

Liability

Nothing in these terms limits liability that can't be limited by law. Otherwise, our liability to you for any purchase is limited to the amount you paid for it.

Changes

We may update these terms from time to time. The version on this page applies to purchases made after the date above.

Law

These terms are governed by the law of England and Wales.

Contact

Email [email protected].